Friday, November 27, 2009

Implementing A Weekly Food Budget

By Mike Smithy

Our country is struggling financially and the costs of goods and services are increasing rapidly. Groceries are at an all time high and it is important to save money when you can. Creating a weekly food budget will assist you in meal planning and in saving money at the super market.

Always eat before you go to the super market. If you are hungry, you are more apt to add food to your cart on an impulse. If you are full, you will be less likely to do this. Make a list and stick to it. Do not throw a lot of extras in your cart because this will blow the budget.

Use store circulars to help make your grocery list because you can see what is going to be on sale and plan accordingly. This makes it a lot easier to plan your meals and your budget. Do not be afraid to stock up on sale items.

Clipping coupons can also help you to stretch that food budget even further. If you treat them as if they were cash, it makes it easier to remember to use them. Many stores double and even triple coupons that are under one dollar.

Try adding an estimated price beside of each individual item on your list. It is easier to come up with a realistic total this way. You may be off by a few cents here and there, but it will all balance out in the end. It makes it a lot easier to stick to the budget if you have an idea what something costs.

Implementing a food budget will save you a lot of money and it will also help you to control how much money you are spending at the super market. Plan your weekly menus according to your grocery list and you will be well on your way of saving money.

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